Do you have bad credit?

If the answer is yes we have some good news, here at T Mac we specialise in helping customers with bad credit obtain finance for their next car purchase.

Our bad credit car finance facility is based on your position now, not what happened to you in the past.

We understand it is sometimes difficult to talk about what happened in the past, but we have a friendly team who will deal with your application professionally and discreetly and not judge you on your financial past.

If you have bad credit you can apply over the phone with one of our friendly advisors or you can apply online, either way we aim to give you great service and a decision within the hour.

Whilst there is no such thing as guaranteed car finance we are currently accepting two out of three applications for bad credit car loans.

If you have been previously refused bad credit car finance then look no further, with our help you could be driving away in your new car in next to no time.

Bad Credit Finance

Recent Cars

Vauxhall Corsa '2014
£7,495
  • Location: UK / Dumfries / T Mac
  • Engine: 1.3L CDTI, Diesel
  • Mileage:  21000 miles
  • Condition: used
Chevrolet '2010
£5,995
  • Location: UK
  • Engine: 2.0L LTZ VCDi, Diesel
  • Mileage:  95000 miles
  • Condition: used
Vauxhall '2013
£5,495
  • Location: 
  • Engine: 1.4L, Petrol
  • Mileage:  44000 miles
  • Condition: used
Ford '2013
£7,995
  • Location: UK
  • Engine: 1.6L TDCi, Diesel
  • Mileage:  26500 miles
  • Condition: used
Vauxhall '2016
£9,495
  • Location: UK
  • Engine: 1.2L, Petrol
  • Mileage:  21157 miles
  • Condition: used
MINI '2013
£9,995
  • Location: UK
  • Engine: 2.0L SD, Diesel
  • Mileage:  48397 miles
  • Condition: used
Skoda '2013
£5,995
  • Location: UK
  • Engine: 1.2L TDi CR, Diesel
  • Mileage:  39884 miles
  • Condition: used
Audi '2014
£12,995
  • Location: UK
  • Engine: 1.6L S-Line TDi, Diesel
  • Mileage:  44666 miles
  • Condition: used
Show all cars

About Us

T Mac Car Centre and Van Hire, Dumfries & Galloway's leading car sales and van hire company - open 7 days a week!.

With more than 40 years in business, you can rely on T Mac to go the extra mile when it comes to service and value, offering quality at consistently low prices

Our Hours

  • Monday  09:00 - 17:00
  • Tuesday  09:00 - 17:00
  • Wednesday  09:00 - 17:00
  • Thursday  09:00 - 17:00
  • Friday  09:00 - 17:00
  • Saturday  09:00 - 13:00
  • Sunday  09:30 - 10:30

Our Contacts

Our Location

Copyright © 2018. Tmac Car Centre. All rights reserved

Developed by BDSDigital

TMAC car centre is authorised and regulated by the financial conduct authority. All finance is subject to status and income. Written quotation on request. We act as a credit broker not a lender. We work with a number of carerfully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers.
FCA No. 755536