We’ll do our best to help.

Even if you don’t have a great credit file or have experienced problems in the past, you could still be eligible for car finance through our lenders. We work with finance partners who are happy to lend based on what people can afford now, rather than what’s happened in the past.


We look at your individual circumstances and current affordability so may be able to help within six months of satisfying a bankruptcy order.

CCJ'S (County Court Judgements)

Even if you have recently received a county court judgement (CCJ), our lenders will consider your application.

IVA'S (Individual Voluntary Arrangements)

If you’ve been under an IVA in the past and it’s now settled, we can consider an application. If you have an IVA at the moment, we suggest you check with your IVA company first as we might need written confirmation from them that you’re allowed to borrow again.

Bankrupt/CCJ Finance

Recent Cars

Vauxhall Corsa '2014
  • Location: UK / Dumfries / T Mac
  • Engine: 1.3L CDTI, Diesel
  • Mileage:  21000 miles
  • Condition: used
Chevrolet '2010
  • Location: UK
  • Engine: 2.0L LTZ VCDi, Diesel
  • Mileage:  95000 miles
  • Condition: used
Vauxhall '2013
  • Location: 
  • Engine: 1.4L, Petrol
  • Mileage:  44000 miles
  • Condition: used
Ford '2013
  • Location: UK
  • Engine: 1.6L TDCi, Diesel
  • Mileage:  26500 miles
  • Condition: used
Vauxhall '2016
  • Location: UK
  • Engine: 1.2L, Petrol
  • Mileage:  21157 miles
  • Condition: used
MINI '2013
  • Location: UK
  • Engine: 2.0L SD, Diesel
  • Mileage:  48397 miles
  • Condition: used
Skoda '2013
  • Location: UK
  • Engine: 1.2L TDi CR, Diesel
  • Mileage:  39884 miles
  • Condition: used
Audi '2014
  • Location: UK
  • Engine: 1.6L S-Line TDi, Diesel
  • Mileage:  44666 miles
  • Condition: used

About Us

T Mac Car Centre and Van Hire, Dumfries & Galloway's leading car sales and van hire company - open 7 days a week!.

With more than 40 years in business, you can rely on T Mac to go the extra mile when it comes to service and value, offering quality at consistently low prices

Our Hours

  • Monday  09:00 - 17:00
  • Tuesday  09:00 - 17:00
  • Wednesday  09:00 - 17:00
  • Thursday  09:00 - 17:00
  • Friday  09:00 - 17:00
  • Saturday  09:00 - 13:00
  • Sunday  09:30 - 10:30

Our Contacts

Our Location

Copyright © 2018. Tmac Car Centre. All rights reserved

Developed by BDSDigital

TMAC car centre is authorised and regulated by the financial conduct authority. All finance is subject to status and income. Written quotation on request. We act as a credit broker not a lender. We work with a number of carerfully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers.
FCA No. 755536